Workers' compensation coverage, also known as Employer’s Liability, is intended to assist in protecting both employees and businesses. This invaluable coverage mitigates the risk of being sued by employees significantly and protects employers from substantial financial loss due to employee injuries. It also provides peace of mind for employees that they'll receive financial protection and medical care if they are injured on the job.
Melissa Ems Insurance Agency Advisors are available to discuss top rated work comp programs such as Frank Crum, AmTrust, Travelers and more. We also have markets available for PEO programs which are excellent options for contractors, restaurants and other industries that may constantly experience changes in their work force.
Worried you aren’t completely covered? Consider an umbrella insurance policy that extends your coverage.