A business owner policy, also known as BOP insurance, combines various coverage options in one convenient package. For offices such as attorneys, insurance agents, medical professionals and accountants, a traditional BOP policy would include general liability, property coverage and any number of additional coverages such as coverage for signs, fine art, business interruption, EPLI and others.
There are many different ways to bundle coverage depending on the industry. There are some industries, for example, such as consultants who might package general liability with professional liability. There are a lot of options to help save money by bundling various coverage together.
Available coverage options include:
- cyber liability
- Liquor liability
- Employer Practices Liability (EPLI)
- Directors & Officers
Whatever the need, Melissa Ems Insurance Agency Advisors will shop your coverage options for the most favorable premium with top-rated carriers to get the best package possible for your business.
Worried you aren’t completely covered? Consider an umbrella insurance policy that extends your coverage.