Builder’s risk insurance is also known as course of construction insurance. It is a specialized type of property insurance that covers a building as well as the materials and supplies to complete the project.
Builder’s risk insurance helps protect construction projects from property damage due to:
- Acts of God, like hurricanes
We have multiple top rated carriers who offer builder’s risk coverage according to your needs. We have markets that offer a true builder’s risk policy for ground up construction as well as partial construction that can be written on a homeowners policy form and modified to regular coverage at the end of your project without having to re-write a policy. As most builder’s risk policies don’t include liability coverage, Melissa Ems Insurance Agency Advisors can also quote the best rates and options to cover your project needs.
Worried you aren’t completely covered? Consider an umbrella insurance policy that extends your coverage.