Aircraft

Aircraft insurance is an essential safeguard for owners and operators, designed to mitigate financial risks associated with aviation. Our policies provide broad protection that covers various aspects of aircraft operation and ownership. Here’s a detailed look at what you can typically expect from our aircraft insurance coverage.

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Hull Insurance

Hull insurance is at the core of any aircraft policy. It provides coverage for physical damage to your aircraft, whether on the ground or in flight. This includes protection from accidents, natural disasters, theft, and vandalism. We offer both "All Risks" coverage for all types of damage except those explicitly excluded, and "Ground and Flight Risk" policies which cover the aircraft in all phases of operation.

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Liability Coverage

Liability insurance is crucial for protecting yourself against claims resulting from bodily injury or property damage caused by your aircraft. This includes:

• Third-Party Liability: Protection against claims from third parties for property damage or bodily injuries.
• Passenger Liability: Specifically covers claims by passengers and is usually mandated by regulations.

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Medical Payments Coverage

This portion of the policy covers medical expenses for injuries that occur to passengers while boarding, on board, or disembarking the aircraft. It is designed to provide immediate financial assistance regardless of fault, helping to manage potential medical claims efficiently.

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Salvage and Rescue Coverage

In the event of an accident, salvage and rescue operations can be costly. Our policies include coverage for reasonable expenses related to saving the aircraft from further damage, recovering it to safety, and preventing additional losses.

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Loss of Use Insurance

Loss of use insurance compensates for the income lost when your aircraft is out of service due to covered damages. This helps aircraft operators maintain financial stability while the aircraft undergoes repairs.

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Personal Effects Coverage

We also offer coverage for personal effects within the aircraft, providing compensation for items lost or damaged during an incident. This adds an extra layer of protection for the belongings of both crew and passengers.

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Environmental and Pollution Liability

Given the stringent regulations surrounding environmental impact, this coverage helps manage liabilities related to pollution caused by your aircraft, including cleanup costs and damages.

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Conclusion

Our aircraft insurance policies are designed to provide comprehensive protection across all aspects of aircraft operation and ownership. With customizable options, you can tailor your coverage to meet the specific needs and risks of your operations. Fly confidently knowing that you, your passengers, and your investment are well-protected with our robust aircraft insurance solutions.

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