Our homeowners market includes access to numerous carriers, not just Citizens Property Insurance Company. We have market solutions ranging from high value and vacant homes to renters insurance.

Purchasing a home is a major investment worthy of the best protection available. With Florida’s volatile house insurance market, it is imperative that consumers understand not only what coverage they have in place but also the financial stability of the company offering the policy. Our representatives take the time to discuss coverage options as well as present company information so that our clients may make an informed decision about their financial future.

In addition to standard homeowner’s policies, we have markets for the following:

  • High Value homes
  • Vacant homes
  • Builder’s risk
  • Seasonal residence
  • Renter’s policies
  • Liability only
  • Short term policies
  • Screened enclosure coverage
  • Animal liability coverage
  • Multi-use homes: part time owner occupied & part time renter occupied

Get a quote today.

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Get in touch and find out how Melissa Ems Insurance can help you find the right insurance for you and your family.

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2942 49th Street North
St. Petersburg, FL 33710

Call 727.321.9828
Fax 727.321.5105

Monday 9am – 5pm
Tuesday 9am – 5pm
Wednesday 9am – 5pm
Thursday 9am – 5pm
Friday 9am – 5pm
Saturday 9am-12pm
Sunday CLOSED