Buying insurance doesn’t have to be stressful.

Melissa Ems Insurance Agency is a full service independent insurance agency.
We shop your insurance so you don’t have to.

Flood insurance that will
keep you safe and dry.

Policies that will make you
feel right at home.

Specialized boat insurance can
keep your assets afloat.

Auto insurance that will protect you
where ever the road takes you.

Affordable policies allow you to
reinvest in your business.


With access to numerous Top 25 and AM Best rated auto carriers, Melissa Ems Insurance can accommodate any auto insurance need, from classic and exotic cars to first time drivers and state filings.


Our homeowners market includes access to numerous carriers, not just Citizens Property Insurance Company. We have market solutions ranging from high value and vacant homes to renters insurance.


Melissa Ems Insurance Agency is a complete resource for commercial and business insurance coverage, including general and professional liability, workers’ compensation and bonds.

Carrier brands you can trust.

Get a quote today.




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Just call. We’re here for you.

Get in touch and find out how Melissa Ems Insurance can help you find the right insurance for you and your family.




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2942 49th Street North
St. Petersburg, FL 33710

Call 727.321.9828
Fax 727.321.5105

Monday 9am – 5pm
Tuesday 9am – 5pm
Wednesday 9am – 5pm
Thursday 9am – 5pm
Friday 9am – 5pm
Saturday 9am-12pm