With access to numerous Top 25 and AM Best rated auto carriers, Melissa Ems Insurance can accommodate any auto insurance need. From classic and exotic cars to first time drivers and state filings, we have coverage to fit every need.

Our licensed representatives use their experience and knowledge to assist in designing a policy appropriate for your specific need. Our policies can accommodate a range of motor vehicles including cars, trucks, motorcycles, RVs, classic cars, recreational vehicles, race cars and exotic cars.

Policies can be customized to accommodate the following:

  • Youthful/teenage drivers
  • SR-22 state filings
  • FR-44 state filings
  • Non-owned vehicle policies
  • International driver’s licenses
  • Accident forgiveness
  • Low mileage
  • Part time residents

Coverage can include:

  • Bodily Injury Coverage
  • Property Damage Liability Coverage
  • Personal Injury Protection (PIP)
  • Uninsured Motorist Coverage
  • Medical Payments Coverage
  • Collision Coverage
  • Comprehensive Coverage
  • Additional coverages including as towing, rental reimbursement coverage, gap coverage

Get a quote today.




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Melissa Ems Insurance logo

3446 49th Street North
St. Petersburg, FL 33710

Call 727.321.9828
Fax 727.321.5105

Monday 8:30am – 5pm
Tuesday 8:30am – 5pm
Wednesday 8:30am – 5pm
Thursday 8:30am – 5pm
Friday 8:30am – 5pm
Saturday By Appointment